Terms and Conditions

IVERIFY TERMS OF USE

 

THESE TERMS OF USE SET OUT THE TERMS ON WHICH IVERIFY™ REPORTS INC. (“IVERIFY”/”US”/”OUR”) MAKES THE WEBSITE AVAILABLE AT THE URL, WWW.IVERIFY.COM, SEARCH REPORTS AND OTHER SERVICES PROVIDED THROUGH THE WEBSITE AVAILABLE TO YOU.   PLEASE READ THESE TERMS OF USE CAREFULLY.

 

BY USING THIS WEBSITE AND/OR OUR SERVICES, YOU INDICATE YOUR ACCEPTANCE OF THESE TERMS OF USE. IF YOU DO NOT ACCEPT THESE TERMS OF USE, THEN DO NOT USE THIS WEBSITE OR ANY OF ITS FEATURES OR SERVICES.  YOUR USE OF THE WEBSITE AFTER ANY AMENDMENTS OR UPDATES OF THESE TERMS OF USE SHALL SIGNIFY YOUR ASSENT TO AND ACCEPTANCE OF SUCH REVISED TERMS.  ANY NEW FEATURES THAT MAY BE ADDED TO THIS WEBSITE OR OUR SERVICES FROM TIME TO TIME WILL BE SUBJECT TO THESE TERMS OF USE, UNLESS STATED OTHERWISE.  YOU SHOULD VISIT THIS PAGE PERIODICALLY TO REVIEW THESE TERMS OF USE.

 

IVERIFY™ Service Overview.  iVerify™ provides a unique service which allows home owners and authorized agents of home owners to request reports showing their home’s insurance claims history and other information such as grow-op data.  The service works by search queries being sent to a centralized database held by iVerify™’s licensors and a real-time report being generated from that search (a “iVerify™ Report”).

 

Eligibility & Verification.  In order to search for and receive a iVerify™ Report for a specific Canadian apartment, condominium or house (a “Property”) you must be: (i) the registered owner of the Property (“Owner”); or (ii) be authorized by the Owner (“Agent”).  If you are the Owner or an Agent, you will be required to open an account with iVerify™ by filling out the online form and providing the requested information.  This information will include credit card details and information which will enable some verification of your identity.  By submitting account information to iVerify™ you represent and warrant that such information is correct and that you are either the Owner or an Agent with consent of the Owner to use our services.  You acknowledge and agree that iVerify™ and its agents may access and use the account information provided by you to verify your identity.  Any personal information provided by you to us will be stored in accordance with our Privacy Policy which you should read carefully.

 

Ordering Reports.  If you are a registered user on the Website, you will be able to search for and locate a Property and request a iVerify™ Report for that Property if you fit the eligibility criteria indicated in Section 2 above.  Reports are generated in real time and are created using data which is compiled and updated by our licensors with access to third party insurers’ records.  By ordering a iVerify™ Report in respect of a Property, you are representing to iVerify™ that you are the Owner of that Property or an Agent of such Owner.

 

Contents of the Reports.  For the avoidance of doubt, iVerify™ has no control over or access to the original sources of the data or control over the content of the reports generated.    Accordingly, the information and materials in iVerify™ Reports may contain technical inaccuracies, typographical errors and other errors which we will not be aware of.

 

Payment Terms.  To order a iVerify™ Report you will be asked to provide the Property address and pay the applicable fee set out on the Website.  Fees are non-refundable.  On ordering a iVerify™ Report, you will be led through our payment platform.  The payment platform is operated by a trusted third party and the service will accept all major credit cards.  Payment is in Canadian dollars unless indicated otherwise.

 

Your Conduct. You acknowledge and agree that you are solely responsible for your use and reliance on the iVerify™ Report.  In using the Website and our service you agree that you will not:

(a)   copy, resell or distribute any part of the Website (including any iVerify™ Reports) without our prior consent and will not copy, resell or distribute any part of any iVerify™ Report without the consent of the Owner;

 

(b) impersonate any person or entity or misrepresent your affiliation with a person or entity (including impersonating the Owner or claiming to act with the Owner’s consent on their behalf when you do not); or

 

(c)  interfere with or disrupt the Website or servers or networks connected to the Website, or disobey any requirements, procedures, policies or regulations of networks connected to the Website or probe, scan, or test the vulnerability of any system or network or breach or circumvent any security or authentication measures;

 

DISCLAIMER.  THE INFORMATION AND MATERIALS PROVIDED ON OR THROUGH THIS WEBSITE (INCLUDING THE IVERIFY™ REPORTS) ARE PROVIDED “AS IS.”  SPECIFICALLY, BUT WITHOUT LIMITATION, IVERIFY™ DOES NOT REPRESENT, WARRANT OR OFFER ANY CONDITIONS THAT: (I) THE INFORMATION OR MATERIALS ON OR DERIVED THROUGH THIS WEBSITE (INCLUDING THE IVERIFY™ REPORTS) ARE CORRECT, ACCURATE, RELIABLE OR COMPLETE; (II) THE FUNCTIONS CONTAINED ON THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE; (III) DEFECTS WILL BE CORRECTED, OR (IV) THIS WEBSITE OR THE SERVER(S) THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.  IVERIFY™ SPECIFICALLY DISCLAIMS ALL REPRESENTATIONS, WARRANTIES AND CONDITIONS, EITHER EXPRESS, IMPLIED, STATUTORY, BY USAGE OF TRADE, COURSE OF DEALING OR OTHERWISE INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, TITLE, SATISFACTORY QUALITY OR FITNESS FOR A PARTICULAR PURPOSE.  ANY INFORMATION OR MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEBSITE (INCLUDING THE IVERIFY™ REPORTS) IS AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM, LOSS OF DATA, OR ANY OTHER LOSS THAT RESULTS FROM DOWNLOADING OR USING ANY SUCH MATERIAL.  IVERIFY™ DOES NOT WARRANT, ENDORSE, GUARANTEE, PROVIDE ANY CONDITIONS OR REPRESENTATIONS, OR ASSUME ANY RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY ANY THIRD PARTY THROUGH THE WEBSITE OR IN RESPECT TO ANY WEBSITE THAT CAN BE REACHED FROM A LINK ON THE WEBSITE OR FEATURED IN ANY BANNER OR OTHER ADVERTISING ON THE WEBSITE, AND IVERIFY™ SHALL NOT BE A PARTY TO ANY TRANSACTION THAT YOU MAY ENTER INTO WITH ANY SUCH THIRD PARTY.

 

LIMITATION OF LIABILITY.  UNDER NO CIRCUMSTANCES SHALL IVERIFY™ BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR OTHER DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR OTHER DAMAGES THAT RESULT FROM (I) YOUR USE OF OR YOUR INABILITY TO USE, THIS WEBSITE OR ANY OF THE INFORMATION OR MATERIALS CONTAINED OR MADE AVAILABLE THROUGH THIS WEBSITE (INCLUDING THE IVERIFY™ REPORTS), (II) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS, DATA, INFORMATION OR SERVICES, (III) ERRORS, MISTAKES, OR INACCURACIES IN THE MATERIALS ON THE WEBSITE (INCLUDING THE IVERIFY™ REPORTS), (IV) PERSONAL INJURY OR PROPERTY DAMAGE OF ANY KIND WHATSOEVER ARISING FROM OR RELATING TO YOUR USE OF THE WEBSITE, ANY BUGS, VIRUSES, TROJAN HORSES, OR ANY OTHER FILES OR DATA THAT MAY BE HARMFUL TO COMPUTER OR COMMUNICATION EQUIPMENT OR DATA THAT MAY HAVE BEEN TRANSMITTED TO OR THROUGH THE WEBSITE, OR (V) ANY ERRORS OR OMISSIONS IN ANY MATERIAL ON THE WEBSITE (INCLUDING THE IVERIFY™ REPORTS) OR ANY OTHER LOSS OR DAMAGE OF ANY KIND ARISING FROM OR RELATING TO YOUR USE OF THE WEBSITE.  THESE LIMITATIONS SHALL APPLY EVEN IF IVERIFY™ HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  THE FOREGOING LIMITATIONS SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW.

Release. Because iVerify™ has no control or input into the claims data from which the iVerify™ Reports are generated, and because iVerify™ does not control credit card companies or other payment processing companies, and because iVerify™ cannot always guarantee the true identity of users, and because iVerify™ has very limited control, if any, over the quality, safety, morality, legality, truthfulness or accuracy of various aspects of the Website you agree that you bear all risk and you agree to release iVerify™ (and their officers, directors, shareholders, agents, employees, affiliates, subsidiaries, and third party partners) (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, now and in the future, arising out of or in any way connected with your use of the Website or any iVerify™ Report. You further waive any and all rights and benefits otherwise conferred by any statutory or non-statutory law of any jurisdiction that would purport to limit the scope of a release or waiver.

INDEMNIFICATION.  YOU SHALL INDEMNIFY AND HOLD IVERIFY™ AND ITS SUBSIDIARIES, AFFILIATES, DIRECTORS, OFFICERS, AGENTS, AND EMPLOYEES, HARMLESS FROM ALL CLAIMS, THREATS, ACTIONS, PROCEEDINGS, DEMANDS, DAMAGES, LOSSES, OBLIGATIONS, COSTS AND EXPENSES INCLUDING REASONABLE ATTORNEYS’ FEES, MADE BY ANY THIRD PARTY DUE TO OR ARISING OUT OF YOUR USE OF THE WEBSITE AND/OR SERVICES (INCLUDING ANY USE YOU MAKE OF IVERIFY REPORTS), ANY MISREPRESENTATION OR VIOLATION BY YOU OF THESE TERMS OF USE, OR ANY VIOLATION BY YOU OF ANY RIGHTS OF ANOTHER (INCLUDING, WITHOUT LIMITATION, ALL INTELLECTUAL PROPERTY RIGHTS AND RIGHTS OF PERSONALITY OR PRIVACY).

 

Termination.  iVerify™ may, under certain circumstances and without prior notice, immediately terminate your ability to access the Website or portions thereof. Cause for such termination shall include, but not be limited to, (a) breaches or violations of these Terms of Use (including, without limitation, providing fraudulent or incorrect information), (b) requests by law enforcement, other government agencies or our third party data providers or licensors, (c) a request by you, (d) discontinuance or material modification to the Website (or any part thereof), (e) unexpected technical, security or legal issues or problems, and/or (f) participation by you, directly or indirectly, in fraudulent or illegal activities (including falsification of your credentials).  you acknowledge and agree that all terminations may be made by iVerify™ in its sole discretion and that iVerify™ shall not be liable to you or any third-party for any termination of your access to this Website.  Any termination of these Terms of Use by iVerify shall be in addition to any and all other rights and remedies that iVerify™ may have.

 

Security.  Information sent or received over the Internet is generally insecure and iVerify™ cannot and does not make any representation or warranty concerning security of any communication to or from the Website or any representation or warranty regarding the interception by third parties of personal or other information.

 

Enforcement of Terms.  If any part of these Terms of Use is held to be unlawful, void, or unenforceable, that part shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.  The failure of iVerify™ to exercise or enforce any right or provision under these terms of use shall not constitute a waiver of such right or provision.  Any waiver of any right or provision by iVerify™ must be in writing and shall only apply to the specific instance identified in such writing.  No waiver by iVerify™ of any provision of these terms of use shall be deemed to be a further or continuing waiver of such provision or any other provision.  You agree that any cause of action that you may have arising out of or related to this Website or your use of this Website or the iVerify Reports must commence within one (1) year after the cause of action accrues, otherwise such cause of action shall be permanently barred.

 

Copyright and Trademark Information.  This Website, and the information and materials that it contains, including the iVerify™ Reports and the data contained therein are the property of iVerify™ and its licensors, and are protected from unauthorized copying and dissemination by copyright law, trademark law, international conventions and other intellectual property laws.  All iVerify™ product names and logos are trademarks or registered trademarks. Nothing contained on this Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use this Website or any materials displayed on this Website, through the use of framing or otherwise, except: (a) as expressly permitted by these terms and conditions; or (b) with the prior written permission of iVerify™.  You shall not attempt to override or circumvent any of the usage rules or restrictions on the Website.

 

Feedback: Website and/or iVerify™ Reports and Services.  If you provide iVerify™ with any suggestions, comments or other feedback (“Feedback“) relating to the Website and/or our services, iVerify™ may use such Feedback in the Website or in any other iVerify™ products or services (collectively, “iVerify™ Offerings“). Accordingly, you agree that: (a) iVerify™ is not subject to any confidentiality obligations in respect to the Feedback, (b) the Feedback is not confidential or proprietary information of you or any third party and you have all of the necessary rights to disclose the Feedback to iVerify™, (c) iVerify™ (including all of its successors and assigns and any successors and assigns of any of the iVerify™ Offerings) may freely use, reproduce, publicize, license, distribute, and otherwise commercialize Feedback in any iVerify™ Offerings, and (d) you are not entitled to receive any compensation or reimbursement of any kind from iVerify™ or its licensors.

 

Links to Third-Party Websites.  This Website may contain links to other websites that are not owned or controlled by iVerify™.  iVerify™ is not responsible for the content of any linked websites.  Any third-party websites or services accessed from the Website are subject to the terms and conditions of those websites and or services and you are responsible for determining those terms and conditions and complying with them.  The presence on the Website of a link to any non-iVerify™ websites does not imply that iVerify™ endorses or accepts any responsibility for the content or use of such websites.

 

Changes to iVerify™ Services or the Website.  iVerify™ reserves the right to alter, suspend, or discontinue this Website and/or the Service at any time and for any reason or no reason without any liability to you.  In such cases, iVerify™ will endeavour to give notice of such changes on the Website.  The Website may also be unavailable from time to time due to maintenance or malfunction of computer or network equipment or other reasons.  iVerify™ may periodically add or update the information and materials on this Website without notice.

 

 

iVerify™ Reports Inc. Last Updated: August 3rd, 2012

 

 





iVerify has information on properties across Canada, including: